What to ask, and why

Does original plaster and trim have to be gutted?

Sound plaster and old-growth trim can often be cleaned and sealed. Ask the assessor to mark what can stay and why anything slated for removal can't be saved.

Will rebuilt work match my 1920s house?

Exact matches aren't always available. Ask to see proposed trim profiles, flooring, and finishes before installation, and discuss options with your adjuster if matching costs more.

Do I need permits for the repairs?

Structural, electrical, and many other repairs in Denver need permits, and landmarked properties may need preservation review for exterior changes. Ask which apply to your project.

Is the wiring safe after the fire?

In older homes, have a licensed electrician evaluate the wiring before power is restored. A restoration company may coordinate repairs, but electrical clearance comes first.

Will there be asbestos or lead problems?

Park Hill's older houses can contain both in plaster, flooring, and paint. Sampling before anything is torn out is the safe order, and regulations often require it.